You're welcome Gene!
Yes, you do need to have a paypal account to use their system. I've been using paypal for years with no problems, but it's up to you to decide if you want to got through them.
Another option, if Charlie's willing to do it, would be for you to send him a check or money order through the mail, along with a note of what patterns you want and what email address to send them to. Maybe!?
