I basically believe that it is a poor craftsman that blames his problems on his tools. A lot of very good projects have been made with lower quality tools. However, I must admit that better tools make it easier to accomplish a project and with somewhat better results.
I started with a el cheapo saw from Ace hardware ($100.00) and learned the basics. Used that saw for two years. (pinned end blades only)
Then I moved up to a Delta saw ($200.00) and thought I had died and gone to heaven! Spent another two years using that saw a realized the improvement.
After awhile I broke the budget and bought a Dewalt Walt type 2 and have been very happy for the last five years.
I have considered moving on up to a more expensive saw but I think that as long as this one holds up and I'm happy with it, I'll spend my money on wood and blades and grandkids and beer and a lot of other things.
So, I would say that you should buy whatever you think would make you happy and can afford and still have money for other things to go along with it......Wood, blades, sanders, finishing supplies, patterns, etc. etc.
Rog